Ministry of Finance press release · 30 March 2026 · pibtracker filter

99.92% villages of the country covered with banking outlets (banking branch, BC, IPPB) within 5 km radius

PRID2246857 MinistryMinistry of Finance Released Reading7 min

&#160;Jan Dhan Darshak App enables GIS-based monitoring of banking infrastructure Posted On: 30 MAR 2026 3:35PM by PIB Delhi The endeavour of the Government is to ensure availability of banking outlet [Bank branch / Business Correspondent (BC) / India Post Payments Bank (IPPB)] within 05 kilometres (kms) of all inhabited villages in the country. Availability of banking outlets is monitored by a Geographic Information System (GIS) based Application, namely, the Jan Dhan Darshak (JDD) App. Based on the data uploaded by Banks on the JDD App., 99.92% villages in the country and 100% villages in the UT of Dadra and Nagar Haveli are covered with banking outlets (Bank Branch / BC / IPPB) within a radius of 05 kms (as on 06.03.2026). Major impediments in augmentation of banking infrastructure are lack of connectivity & infrastructure alongwith non-availability of suitable premises. Further, as per the extant RBI guidelines, rolling out of banking outlets in uncovered areas is a continuous process looked after by the State Level Bankers’ Committee (SLBC)/ Union Territory Level Bankers Committee (UTLBC), in consultation with the concerned State Government, member banks and other stakeholders. Banks, inter-alia, consider proposals for opening banking outlets in the light of RBI’s instructions, their business plans and commercial viability. To further assess the viability for opening a banking outlet, banks carry out survey as required. This information was given by the Minister of State in the Ministry of Finance Shri Pankaj Chaudhary in Lok Sabha today. **** NB/AD (Release ID: 2246857) Visitor Counter : 861 Read this release in: Urdu , हिन्दी , Marathi , Bengali , Bengali-TR , Gujarati , Telugu Ministry of Finance 99.92% villages of the country covered with banking outlets (banking branch, BC, IPPB) within 5 km radius &#160;Jan Dhan Darshak App enables GIS-based monitoring of banking infrastructure Posted On: 30 MAR 2026 3:35PM by PIB Delhi The endeavour of the Government is to ensure availability of banking outlet [Bank branch / Business Correspondent (BC) / India Post Payments Bank (IPPB)] within 05 kilometres (kms) of all inhabited villages in the country. Availability of banking outlets is monitored by a Geographic Information System (GIS) based Application, namely, the Jan Dhan Darshak (JDD) App. Based on the data uploaded by Banks on the JDD App., 99.92% villages in the country and 100% villages in the UT of Dadra and Nagar Haveli are covered with banking outlets (Bank Branch / BC / IPPB) within a radius of 05 kms (as on 06.03.2026). Major impediments in augmentation of banking infrastructure are lack of connectivity & infrastructure alongwith non-availability of suitable premises. Further, as per the extant RBI guidelines, rolling out of banking outlets in uncovered areas is a continuous process looked after by the State Level Bankers’ Committee (SLBC)/ Union Territory Level Bankers Committee (UTLBC), in consultation with the concerned State Government, member banks and other stakeholders. Banks, inter-alia, consider proposals for opening banking outlets in the light of RBI’s instructions, their business plans and commercial viability. To further assess the viability for opening a banking outlet, banks carry out survey as required. This information was given by the Minister of State in the Ministry of Finance Shri Pankaj Chaudhary in Lok Sabha today. **** NB/AD (Release ID: 2246857) &#160;Jan Dhan Darshak App enables GIS-based monitoring of banking infrastructure" /> <span style="font-family:Times New Roman,Times,serif"><span style="font-size:16px">The endeavour of the Government is to ensure availability of banking outlet [Bank branch / Business Correspondent (BC) / India Post Payments Bank (IPPB)] within 05 kilometres (kms) of all inhabited villages in the country. Availability of banking outlets is monitored by a Geographic Information System (GIS) based Application, namely, the Jan Dhan Darshak (JDD) App. </span></span></p> <p style="text-align:justify"><span style="font-family:Times New Roman,Times,serif"><span style="font-size:16px">Based on the data uploaded by Banks on the JDD App., 99.92% villages in the country and 100% villages in the UT of Dadra and Nagar Haveli are covered with banking outlets (Bank Branch / BC / IPPB) within a radius of 05 kms (as on 06.03.2026). Major impediments in augmentation of banking infrastructure are lack of connectivity &amp; infrastructure alongwith non-availability of suitable premises. </span></span></p> <p style="text-align:justify"><span style="font-family:Times New Roman,Times,serif"><span style="font-size:16px">Further, as per the extant RBI guidelines, rolling out of banking outlets in uncovered areas is a continuous process looked after by the State Level Bankers’ Committee (SLBC)/ Union Territory Level Bankers Committee (UTLBC), in consultation with the concerned State Government, member banks and other stakeholders. Banks, inter-alia, consider proposals for opening banking outlets in the light of RBI’s instructions, their business plans and commercial viability. To further assess the viability for opening a banking outlet, banks carry out survey as required. </span></span></p> <p style="text-align:justify">&nbsp;</p> <p style="text-align:justify"><span style="font-family:Times New Roman,Times,serif"><span style="font-size:16px">This information was given by the Minister of State in the Ministry of Finance Shri Pankaj Chaudhary in Lok Sabha today. </span></span></p> <p style="text-align:justify">&nbsp;</p> <p style="text-align:center"><span style="font-family:Times New Roman,Times,serif"><span style="font-size:16px">****</span></span></p> <p style="text-align:justify"><strong><span style="font-family:Times New Roman,Times,serif"><span style="font-size:16px">NB/AD</span></span></strong></p> " /> var mPlayer = document.getElementById("background_music"); var mPlayAction = document.getElementById("playbutton"); var isPlaying = false; function playAudio() { mPlayer.play(); isPlaying = true; document.getElementById('stopA').style.display = "block"; 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