Ministry of Finance press release · 26 March 2026 · pibtracker filter

National Housing Bank launches Gruh Sugam Portal focusing on Defence, Paramilitary & Government Personnel

PRID2245721 MinistryMinistry of Finance Released26 March 2026 Reading8 min

Gruh Sugam Portal a pathbreaking digital initiative to streamline the home loan process, enhance transparency and foster affordability Posted On: 26 MAR 2026 6:16PM by PIB Delhi The National Housing Bank (NHB), the apex agency established by Government of India to promote cost effective housing finance system, has launched the Gruh Sugam Portal. The portal enables Defence / Government personnel to avail home loans with ease from the location of their posting. This portal will accelerate digital lending adoption and financial inclusion . It will facilitate increased home ownership through improved access to housing loans, strengthening the mission of promoting affordable and sustainable housing finance Salient features of the portal: Defence Personnel, Members of Paramilitary Forces, Government Employees (State and Central) can apply for housing loans digitally through their respective administrative units. No need to visit the banks and financial institutions for loan approvals and processing. Unified Digital Marketplace which enables market transparency and discovery of best suited offer. Seamless digital integration with NHB and lending institutions to ensure ease of operations Enhanced Loan Processing Efficiency Grievance Redressal and Consumer Protection Online Chat facility for quick query resolution Impact: The portal enables registration by the government entity for accessing the facilities of the portal. It also facilitates the registration and application by defence / paramilitary / Govt. Staff though their respective administrative units. The employees register their request for a housing loan with minimal data, which is then relayed to the registered lending institutions. The lending institutions will provide their best offer which can be compared and accepted by the loan applicant. This will improve ease of accessing home loan facility, especially by the defence / paramilitary forces from remote locations also, thereby increasing affordable home ownership in the country. The portal can be accessed using the URL: https://gruhsugam.nhbonline.org.in/ **** NB/AD (Release ID: 2245721) Visitor Counter : 2684 Read this release in: Urdu , हिन्दी , Marathi Ministry of Finance National Housing Bank launches Gruh Sugam Portal focusing on Defence, Paramilitary & Government Personnel Gruh Sugam Portal a pathbreaking digital initiative to streamline the home loan process, enhance transparency and foster affordability Posted On: 26 MAR 2026 6:16PM by PIB Delhi The National Housing Bank (NHB), the apex agency established by Government of India to promote cost effective housing finance system, has launched the Gruh Sugam Portal. The portal enables Defence / Government personnel to avail home loans with ease from the location of their posting. This portal will accelerate digital lending adoption and financial inclusion . It will facilitate increased home ownership through improved access to housing loans, strengthening the mission of promoting affordable and sustainable housing finance Salient features of the portal: Defence Personnel, Members of Paramilitary Forces, Government Employees (State and Central) can apply for housing loans digitally through their respective administrative units. No need to visit the banks and financial institutions for loan approvals and processing. Unified Digital Marketplace which enables market transparency and discovery of best suited offer. Seamless digital integration with NHB and lending institutions to ensure ease of operations Enhanced Loan Processing Efficiency Grievance Redressal and Consumer Protection Online Chat facility for quick query resolution Impact: The portal enables registration by the government entity for accessing the facilities of the portal. It also facilitates the registration and application by defence / paramilitary / Govt. Staff though their respective administrative units. The employees register their request for a housing loan with minimal data, which is then relayed to the registered lending institutions. The lending institutions will provide their best offer which can be compared and accepted by the loan applicant. This will improve ease of accessing home loan facility, especially by the defence / paramilitary forces from remote locations also, thereby increasing affordable home ownership in the country. The portal can be accessed using the URL: https://gruhsugam.nhbonline.org.in/ **** NB/AD (Release ID: 2245721) Gruh Sugam Portal a pathbreaking digital initiative to streamline the home loan process, enhance transparency and foster affordability" /> The National Housing Bank (NHB), the apex agency established by Government of India to promote cost effective housing finance system, has launched the Gruh Sugam Portal. The portal enables Defence / Government personnel to avail home loans with ease from the location of their posting. This portal will accelerate digital lending adoption and financial inclusion. It will facilitate increased home ownership through improved access to housing loans, strengthening the mission of promoting affordable and sustainable housing finance Salient features of the portal: <ul style="margin-left:40px"> <li style="text-align: justify;">Defence Personnel, Members of Paramilitary Forces, Government Employees (State and Central) can apply for housing loans digitally through their respective administrative units. No need to visit the banks and financial institutions for loan approvals and processing.</li> <li style="text-align: justify;">Unified Digital Marketplace which enables market transparency and discovery of best suited offer.</li> <li style="text-align: justify;">Seamless digital integration with NHB and lending institutions to ensure ease of operations</li> <li style="text-align: justify;">Enhanced Loan Processing Efficiency </li> <li style="text-align: justify;">Grievance Redressal and Consumer Protection </li> <li style="text-align: justify;">Online Chat facility for quick query resolution </li> </ul> Impact: The portal enables registration by the government entity for accessing the facilities of the portal. It also facilitates the registration and application by defence / paramilitary / Govt. Staff though their respective administrative units. The employees register their request for a housing loan with minimal data, which is then relayed to the registered lending institutions. The lending institutions will provide their best offer which can be compared and accepted by the loan applicant. This will improve ease of accessing home loan facility, especially by the defence / paramilitary forces from remote locations also, thereby increasing affordable home ownership in the country. The portal can be accessed using the URL: <a href="https://gruhsugam.nhbonline.org.in/" target="_blank">https://gruhsugam.nhbonline.org.in/</a> **** NB/AD " /> var mPlayer = document.getElementById("background_music"); var mPlayAction = document.getElementById("playbutton"); var isPlaying = false; function playAudio() { mPlayer.play(); isPlaying = true; document.getElementById('stopA').style.display = "block"; document.getElementById('playA').style.display = "none"; } function pauseAudio() { mPlayer.pause(); isPlaying = false; document.getElementById('playA').style.display = "block"; document.getElementById('stopA').style.display = "none"; } //function HandleAudio() { // if (isPlaying == true) { // //Playing already Pause it // pauseAudio(); // } else { // //Play the music // playAudio(); // } //} var synth = window.speechSynthesis; function CleanHtml(html) { html = html.replace(/ /gi, ''); return html; } function stripHtml(html) { let tmp = document.createElement("DIV"); tmp.innerHTML = CleanHtml(html); return tmp.textContent || tmp.innerText || ""; } $(document).ready(function () { //for responsive tables $("table").each(function () { if (!$(this).closest(".table-responsive").length) { $(this).wrap(" "); } }); var width = $(window).width(); if (width $(document).ready(function () { var width = $(window).width(); if (width @media print { .sticky-social, .sticky-social_mb, .pull-right, #printPDF { display: none !important; } } .f_vl { padding-right: 30px; font-size: 17px; cursor: pointer; } .log_oo { // width: 20%; display: flex; justify-content: space-between; } .log_oo img { width: 150px; /*width: 100%; height: auto;*/ } .sticky-social_mb { position: fixed; bottom: 0px; padding: 0px; margin: 0px; width: 100%; } .social_mb { list-style: none; display: flex; width: 100%; margin-bottom: -8px; } .social_mb a { padding: 8px 0px; font-size: 30px; transition: all 0.8s ease-in-out; width: 20% !important; text-align: center; } .section1 { position: relative; padding: 10px 0px; width: 100%; } .sticky-social { position: fixed; top: 20px; left: 0px; padding: 0px; margin: 0px; } .social { list-style: none; } .social a li { padding: 8px 12px; font-size: 25px; transition: all 0.8s ease-in-out; } .social a li:hover { margin-right: -30px; box-shadow: 2px 5px 10px grey; } .social a li:hover .fa { margin-left: 20px; } .fb_b { /* background-color: rgb(59, 89, 152);*/ background-color: rgba(65,103,178,255); } .twitter_r { /* background-color: rgb(29, 161, 242);*/ background-color: #000000; } .whatsapp_r { /* background-color: rgb(77, 194, 71);*/ background-color: rgba(13,191,67,255); } .fa-envelope_r { /* background-color: rgb(219, 68, 55);*/ background-color: #e2123d; } .fa-linkedin_r { background-color: rgb(0, 119, 181); } @media only screen and (max-device-width: 767px) { p span img { max-width: 90% !important; height: auto !important; } p img { max-width: 90% !important; height: auto !important; } h2 { font-size: 20px !important; font-weight: 600 !important; } h3 { font-size: 18px !important; font-weight: 600 !important; } } /* === Film Roll Badge Styling(IFFI2025 countdown) === */ .film-roll-badge { position: absolute; top:82%; right: 20px; width: 230px; height: 70px; background: repeating-linear-gradient( to right, #9a2375 0px, #9a2375 18px, #6e2b8b 18px, #6e2b8b 36px ); border-top: 8px solid #9a2375; border-bottom: 8px solid #9a2375; border-radius: 8px; overflow: hidden; box-shadow: 0 4px 12px rgba(0, 0, 0, 0.4); animation: moveFilm 8s linear infinite; z-index: 10; } /* film sprocket holes */ .film-roll-badge::before, .film-roll-badge::after { content: ""; position: absolute; width: 100%; height: 10px; background: repeating-linear-gradient( to right, #9a2375 0px, #9a2375 10px, #fff 10px, #fff 20px ); left: 0; z-index: 2; } .film-roll-badge::before { top: -4px; } .film-roll-badge::after { bottom: -4px; } .film-roll-inner { position: relative; height: 100%; display: flex; align-items: center; justify-content: center; animation: flicker 2s infinite ease-in-out; } .countdown-text { font-size: 1.3rem; font-weight: 700; color: #fff; text-shadow: 0 0 6px rgba(255, 255, 255, 0.4), 0 0 10px #000; white-space: nowrap; } /* === Animations === */ @keyframes moveFilm { 0% { background-position: 0 0; } 100% { background-position: 120px 0; } } @keyframes flicker { 0%, 100% { opacity: 1; } 50% { opacity: 0.9; } 25% { opacity: 0.95; } 75% { opacity: 0.85; } } /* === Responsive Adjustments === */ @media (max-width: 1500px) { .film-roll-badge { top: 68%; right: 18px; /* width: 220px; */ height: 65px; font-size: 0.85rem; } .press-section { margin-top: 35px; } } @media (max-width: 992px) { .film-roll-badge { top: 52%; right: 10px; width: 200px; height: 60px; } } @media (max-width: 768px) { .film-roll-badge { top: 56%; right: 10px; width: 124px; height: 55px; } .countdown-text { font-size: 0.9rem; } } @media (max-width: 576px) { .film-roll-badge { top: 59%; right: 5px; /* width: 160px; */ height: 50px; } .countdown-text { font-size: 0.85rem; } } const festivalStart = new Date("2025-11-20T00:00:00").getTime(); const festivalEnd = new Date("2025-11-28T23:59:59").getTime(); const countdownElement = document.getElementById("countdown"); const interval = setInterval(() => { const now = new Date().getTime(); // BEFORE FESTIVAL — show days + hours left if (now = festivalStart && now el.style.width = "350px"); clearInterval(interval); } }, 1000); //

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National Housing Bank launches Gruh Sugam Portal focusing on Defence, Paramilitary & Government Personnel

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