🎯 Schemes & WelfareMAINS · GS2.12 · GS2.10

From 25 crore to 100 crore covered, in one decade

The address contrasted five to seven decades that brought 25 crore people under social security with a single decade that extended cover to 100 crore — and free Ayushman treatment up to ₹5 lakh now extended to everyone aged 70 and above.

What happened

For Prelims

For UPSC: The welfare-scale card. Use it for social security as coverage versus adequacy, universal versus targeted provision, health cover extended on age rather than income, and property title as a credit instrument.
What it is NOT: Coverage is not adequacy — a figure of 100 crore counts enrolment across a broad envelope of schemes, and says nothing about benefit levels, claim rates or whether a covered person actually receives anything when they need it.

For Mains

Syllabus: GS2.12 · GS2.10 · Linkage L1

Anchor
Extending cover to a hundred crore people is a genuine administrative achievement; whether it is a welfare achievement depends on what the cover pays.
Substantiation (data)
100 crore covered in a decade against 25 crore over five to seven decades, with free Ayushman treatment up to ₹5 lakh for everyone over 70.
Exemplification
SVAMITVA's ₹140 lakh crore of unlocked property value turns a welfare intervention into a credit instrument.
Problematisation
Enrolment counts across a broad envelope of schemes; benefit adequacy, claim ratios and the out-of-pocket share of health spending are the measures that would test the claim.
Way-forward
Publish claim and utilisation rates alongside enrolment, and report out-of-pocket expenditure trends as the outcome measure for health cover.
Position
Social security is judged in the month a household needs it, not in the year it was enrolled.
Deploys into: Welfare of vulnerable sections + government interventions (GS2.12, GS2.10) · coverage versus adequacy, universal versus targeted provision, and property title as a credit instrument.
Ministry of Labour & Employment · 2026-08-15 · PRID 2299925 · PIB source ↗
Related: Schemes & Welfare · this week's cards · Social security