🎯 Schemes & WelfareMAINS · GS2.12 · GS2.11

Rural Development plans 700 'SHE-MARTs' and 1,000 fulfilment centres to power 6 crore Lakhpati Didis

To give women's self-help groups durable market access, the Ministry is building community-owned retail, district fulfilment centres and ONDC tie-ups under DAY-NRLM — turning livelihoods into professionally run, women-owned enterprises.

What happened

For Prelims

For UPSC: Rural Development proposes 700 SHE-MARTs, 1,000 District Fulfilment Centres and ONDC tie-ups under DAY-NRLM to give SHG-led enterprises market access and create 6 crore Lakhpati Didis. Anchor DAY-NRLM and SHGs (SHG-Bank Linkage, Community Investment Fund), the Lakhpati Didi income target, ONDC for digital-market access, backward/forward linkages, and women-led enterprise as a rural-development and empowerment strategy.
What it is NOT: 'Lakhpati Didi' is an income outcome (₹1 lakh+ a year) under DAY-NRLM, not a separate scheme; and SHE-MARTs/District Fulfilment Centres are proposed market-access infrastructure — distinct from the SHGs they serve. This is a review/proposal stage, not a launched network yet.

For Mains

Syllabus: GS2.12 · GS2.11 · Linkage L1

Anchor
Women-led rural development — converting SHG livelihoods into market-linked, women-owned enterprises for inclusive growth and empowerment.
Substantiation (data)
Proposed 700 SHE-MARTs, 1,000 District Fulfilment Centres, Centres of Excellence; 6 crore Lakhpati Didis target; ONDC tie-ups under DAY-NRLM.
Exemplification
Cite DAY-NRLM SHGs, Lakhpati Didi and ONDC onboarding as examples of financial inclusion and enterprise-led women's empowerment.
Problematisation
Sustained market access, product quality/standardisation, credit and digital-literacy gaps, and scaling community-owned enterprises remain challenges.
Way-forward
Build market infrastructure (SHE-MARTs/fulfilment centres), deepen ONDC and financial inclusion, strengthen federations, and provide capacity-building and handholding.
Position
Government stance: integrated marketing and digital-commerce support under DAY-NRLM will turn SHG women into Lakhpati Didis and entrepreneurs.
Deploys into: Women-led development & SHGs (DAY-NRLM) · financial inclusion & rural livelihoods · digital commerce (ONDC) & market access · Lakhpati Didi (GS2.12 welfare of vulnerable sections, GS2.11 development processes & NGOs/SHGs).
Ministry of Rural Development · 2026-06-14 · PRID 2272753 · PIB source ↗
Related: Schemes & Welfare · this week's cards · Women-Led Development